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News Release

Washington (Nov. 1, 2021)

91福利 Releases Consumer Education Pieces on Health Insurance

The 91福利 (91福利) released a series of consumer education pieces about health insurance this month. The series aims to help policyholders better understand how to get the most out of their health insurance coverage.鈥 

The three-part series contains the following information:  

  • An explanation of the term鈥medical necessity鈥 and how it affects the health services a policy will cover. 

  • Information about how to file a claim, like the details a consumer will need to submit the claim. 

  • Actions to take to appeal denied claims, including steps to make an internal appeal and request an external review. 

Consumers can access the series on the 91福利鈥檚 Consumer Health page under the "Tips & Tools" icon.  

This series is part of a larger effort by the 91福利 to enable consumers to make informed decisions at every stage of life.  

91福利 the 91福利

As part of our state-based system of insurance regulation in the United States, the 91福利 (91福利) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the 91福利, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. 91福利 staff supports these efforts and represents the collective views of state regulators domestically and internationally.