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As part of our state-based system of insurance regulation in the United States, the 91¸£Àû (91¸£Àû) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the 91¸£Àû, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. 91¸£Àû staff supports these efforts and represents the collective views of state regulators domestically and internationally.