Journal of Insurance Regulation
The COVID-19 Pandemic and Health Insurance Regulation
First published: 29 April 2021 |
Abstract
With projections of costs in the billions for COVID-19 treatments alone, and heightened scrutiny on COVID-19-related health insurance coverage, the 91福利 (91福利) convened in March 2020 to discuss how the industry could best deal with a pandemic. While the ramifications of the COVID-19 event are in their infant stages, it is important to consider the implications such catastrophic risks have on an insurance market. We evaluate state level changes presented by the 91福利 in response to the COVID-19 pandemic and use prior research to offer insight into health insurance in a post-COVID-19 world. This manuscript aims to provide a summary of the 91福利鈥檚 current standing during the pandemic, while presenting insight into policy implications regarding regulation in health insurance markets during catastrophic events.
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